1st
Columbia's niche is
positioned between the banks
that only offer money to its
best A++ credit clients and
finance companies that lend
money to anyone at extremely
high rates of interest.
Companies of 1st Columbia's
nature will by and large
lend you money at the same
terms as their competition.
All lenders borrow their
money from the same source
and therefore offer it to
homeowner's at the same
interest rates. In other
words anywhere you go the
interest rates and amount
you may borrow are going to
be similar based on the loan
product that you choose and
how well you qualify.
1st Columbia recognizes
that the only way to prosper
in this environment is to
offer our clients service
unlike any offered by our
competition. Most homeowners
have a lack of understanding
the lending process. Without
this knowledge they're
either too afraid to talk to
someone about refinancing or
they end up choosing the
wrong type of loan at the
wrong interest rates. Many
refuse to refinance,
thinking that their current
situation cannot be
improved. Everyone benefits
from having an expert
examine their situation and
explain options for
improving it.
Most lenders do not spend
the time to inform you of
the process. We take pride
in our ability to ensure you
receive an education in the
lending process. By the time
you reach settlement you
will know more about the
qualification process,
credit restoration, and
types of loans than your
neighbors and coworkers
will. Our strong referral
and repeat client base is
testament to our success in
educating homeowners.
